Loan Against Property (LAP)
A Loan Against Property (LAP) allows you to unlock the value of your residential or commercial property to access funds for personal or business needs. It is a secured loan that offers higher loan amounts at comparatively lower interest rates.
With flexible repayment options and longer tenures, LAP is an ideal solution for managing large financial requirements.
Our benefits
Leverage your property to access large funds at competitive rates
What is a loan against property?
It is a secured loan taken by pledging your property as collateral.
Do I lose ownership of my property?
No, you retain ownership while the property is pledged.
How much loan can I get?
Loan amount depends on property value and eligibility.
How fast is approval?
Approval is usually quick after property evaluation.
What documents are required?
Property documents, ID proof, income proof, and bank statements are required.